Don Maclary

About Don Maclary

Choose A Home Team Leader with Howard Hanna Real Estate Services. Hampton Roads is a mix of long time locals, Active duty Military, Veterans and others who have decided to retire beautiful Virginia Beach or one of our other inland cities. Members of our team and myself love helping families transition through their changing housing needs. We thank you all for your never ending support and look forward to serving you with your next real estate transaction.
Choose A Home Team Leader

Who Likes Moving?

Most People Hate Moving!

Even though most people hate moving they do it all the time. Especially our younger generations who tend to fall in two groups, Group one putting their careers first and foremost. Then of course you have group two starting a family sometimes as young as 16 years old. You might ask what this has to do with moving.

Everyone needs a roof to reside under, food and a job to pay for this.

Group one tends to focus on how much money they can make as quickly as possible neglecting to set some long-term goals. For generations Successful people have created some of their wealth simply by choosing to own a home rather than renting an apartment. We all know It does cost money to move. At the end of a lease many tenants move only to contribute to another land-lords financial gain. The Somewhat Forgotten or Misunderstood American Dream Still Exists! A few years back many heard their elders complain about real estate. They got caught up in bad timing and found themselves upside down in a home.

The truth of the matter is over any ten-year period of time if a home was not refinanced to pull out equity the vast majority showed considerable profits. I myself own some rental property. More than once I Have had a potential renter buy a home instead of renting my property.

I remember one gentleman in particular.

He was looking at my home for rent because the place he rented for over 15 years was put on the market for sale.  He found himself between a rock and a hard place and dreaded the idea of moving. Long story short is he was not aware of a no money down program for home buyers. He now owns the property he paid rent on for many years. The price of the home he lived in for years was twice as much as it was when he moved in. When we do the math what he paid in rent for all those years would have paid for the place.

Group One: Stop wasting your money and invest in a home.

OK Now we have group two which is a little more of a challenging situation. Being young and raising a child can be very overwhelming in itself. You have to keep a roof overhead, food, child care etc. The bottom line comes down to. If you are holding down a job to provide the money for rent that keeps going up.  you may find that you qualify for a low or no money down home loan program. Better than that the mortgage does not go up eating away at your raises like rent does. You don’t have to move because a landlord raises the rent or does not renew a lease. You can paint the walls whatever color you choose. You can say yes to that child of yours begging you for a pet. 

Who Likes Moving?2018-11-19T23:30:31+00:00

New Home For The Holidays!

A Gift Idea To Grow Your Family Tree

Are you starting to have thoughts of gift giving?  Have ribbon festooned gift boxes begun invading the space in your head?  Are you starting to panic?  Once again as the countdown to the holidays begin you hear the buzz everywhere.  Families everywhere deciding what to get the most important people in our lives.  It may be less daunting if the focus group is kids, teens and young adults, toys and money and they’re covered.

But, there’s the other group.  Addressing this annual dilemma for the grownup adults close to us is quite another matter.  If you are anything like me when I am presented with the question of “What do you want for Christmas or Hanukkah (insert appropriate holiday) my answer has been much the same for a few years now.  “I really don’t need anything” or “I have everything I need”, “Please do not get me anything”  all true but not helpful.  Pitiful.  Boring.  I know it.  A pretty frustrating answer to the individuals asking.  Said individuals would just like a hint, a tip, or any little useful idea to be imparted by us!

I’ve thrown my own hands up when my friends or family have answered in kind.  Part of the reason I believe most of us commonly give this abysmal response is because we live in a “cannot wait, instant gratification” world. A world where we constantly wrestle with this widespread affliction.  It goes like this.  When We Want Something We Don’t Wait, we immediately Go  Right Out and Get It. This is applicable to the general everyday stuff.  You may be nodding and smiling.

Am I describing you? 

So, just WHAT IS IT THAT WE WANT?  Honestly, most working adults I know don’t have much to add to a wish list. They have likely picked up these items for themselves or ordered them online. The TRUTH IS the things we may still really want are the big-ticket items. Like a ‘brand new car’ or ‘a home for the family to make memories in’.  The latter is something that I can certainly help you with.  We are very busy this time of year helping clients with their holiday wish of “A New Home for the Holidays”.  If you have been musing wishful thoughts of owning A New Home For The Holidays – you are in luck.  As a Realtor on the Choose A Home Team, I would be thrilled to help make your wish come true!

By ~ Susan Kent (aka Agent Kent)

New Home For The Holidays!2018-11-15T17:17:16+00:00

Welcome to the team, Ruby Nelson – Realtor

How Ruby became a Realtor

After Ruby Nelson and her husband purchased three homes with Don Maclary as their Realtor experiencing smooth transactions every time and getting good deals Ruby thought this was the way every home purchase went. One day she decided to tell her friend about how wonderful it is to buy a home and stop paying rent. Never realizing that this process was fun and stress free because of the way Don handled the transactions.

Not realizing that every real estate agent does not handle transactions the way the Choose A Home Team did, her friend selected an agent that did not provide her with the same level of service nor did she experience the fun, stress free experience Ruby and her husband had three consecutive times. Ruby has always thrived in an environment where she could help people reach their goals. Now Ruby is a proud member of the Choose A Home Team So any future people she meets who would like to buy a home will be able to share the same experience as her husband had with her as their Realtor.

Ruby is a true asset to Howard Hanna and the Choose A Home Team

Welcome to the team, Ruby Nelson – Realtor2018-09-17T22:12:55+00:00

Award Winning Real Estate Team

Dr. Shep Praises The Choose A Home Team With 25 Smooth Transactions
Several years ago, I traveled to Virginia Beach to visit the area for a second time and to get an idea of what was available in my quest for the perfect place to live in retirement.

Gerry Goodman, a friend of mine who is a realtor in Orange County, California, recommended a realtor named Don Maclary. Then with William E Wood and Associates that has since merged with Howard Hanna Real Estate Services.

Before traveling to Virginia Beach from Sacramento, California, I contacted Don, told him my goal, and arranged to meet with him. Every morning at 8 a.m., Don showed up at the timeshare at the beach where I was staying and took me out for the day. Sometimes  even in the evening, to get an idea of the community and the neighborhoods, as well as the homes.

I wanted to have a place with a water view.

We looked at homes on the Atlantic Ocean, on Chesapeake Bay, on the Wolfsnare River, on local lakes, on creeks, on flood run-off streams, and on water holes on golf courses. This amazing realtor “gets inside your head” and figures out what you want, then finds it for you.

Although my original intent had been to just look around for the four days I was in Virginia Beach. Three days went by and Don had found two of exactly what I wanted! The homes were in different neighborhoods, so I picked the more traditional area, with lots of trees. Now I have a ranch house on a lake, with a dock, as well as a Jacuzzi outdoors. It’s almost like being in a bird sanctuary! It is in a cul de sac, so I feel that my grandchildren will be safe from traffic when they visit.

A few times a year, I travel from my work in Sacramento to my retirement home in Virginia Beach. Where I am happy to be  joined by my family for holidays and family celebrations. Most of the year, the lake house is rented out, so this investment literally pays for itself. When I am ready to retire and make it my permanent home, it will be waiting for me.

Don Maclary is the most thorough, competent, knowledgeable realtor I have ever encountered. This is true whether you are looking for a vacation home or a weekly rental, as well as your forever home in Coastal Virginia. He answers his phone! If not immediately available, he lets you know he will be right with you. He takes the time to talk with people, and you feel as if you are the only client he has. Meanwhile, he and his team are winning awards for their achievements and their many satisfied customers. If a realtor does not provide quality service he or she is not on Don’s team.

Although he is seldom out of town, he always has a back-up team member who will effectively service the needs of a client in his absence. After all, he does leave the area to go on the reward trips provided for high achievers in his company, the largest in the area, Howard Hanna! When you complete a deal with Don Maclary that is not the end of the relationship. If you ever need assistance with which repair person or handy man to use, or which restaurant to enjoy, or what sights to see, the best beaches, etc., you can always call on Don. He is a man of many talents. With his creative, divergent thinking, he can imagine different ways people can adapt various homes to their needs, ultimately providing them with their perfect place to own. On a rating scale of 1 to 5, Don Maclary scores a 10!

Award Winning Real Estate Team2018-09-17T23:02:07+00:00

Mortgages Made Easy! Use Local Lenders.

Why use a local lender?

You would not use a real estate agent who lived in another state, so why would you work with an out of lender for your mortgage loans.
Getting a mortgage with non local lenders and large banks can be a task that is frustrating, time consuming and wrought with communicating papers back and forth, to make sure your lender has the correct, up to date, and accurate facts. No doubt you have bee tempted to use those companies that promise, no closing costs, no fees, answers in one hour. Just like everything else, buyer beware. Most of these companies can promise you anything, but can they deliver when you need quick service, answers fast or even to meet deadlines that are the same day, the solution to these problems is simple, use a trusted local lender.

Local lenders know the real estate market, they are familiar with local prices, what homes sell for, and they are available quickly. Most lenders live where they are trying to lend, they have children who go to the local school, and they can discuss various other market differences. Why would you call a lender across the country who has no idea where you are, what the local market is doing. Some lenders are in a different time zone and shut down at five. Most local lenders are more competitive in the interest rate, closing costs and other fees associated with getting a mortgage. Our Choose A Home Team Members are happy to recommend the following trusted lenders.

Local Lenders

Nick Russo Nick consistently goes over and above helping our clients fix problems with credit, working with underwriters, and making use closings go smoothly. He takes pride in a personal touch and works with all types of mortgage loans. VA, Conventional, FHA and VHDA Loans. Ask Nick about a $100 gift card just for getting a 2nd opinion from him.

Bobby Ashburner Bobby partners with us and teaches the lending portion of our free 1st time homeowners class, approved by the VHDA. His area of expertise includes fixing lower credit scores and working with 1st time buyers to navigate the paperwork. Many times, after hours he has answered his phone and helped the client with the questions they may have had. Bobby takes pride in all of his transactions from first time buyers to a million dollar beach homes and investors buying multiple properties.

Brian Lacey Brian has the flexibility to work with people who have out of the ordinary debt ratio situations. He has been able write mortgages for people who already have debt from other investments but good provable income. Helping clients that may not qualify with other lenders. He also can help those with less than perfect credit. He often has helped those who were turned down by other companies purchase a home.

In conclusion, despite the hype of out of state or big box and online lenders, it makes sense to use a local lender. You will be surprised at the high level of service and savings both in time and money you will have.

Reminder! Interest rates and home prices are starting to climb so let’s get started!

Mortgages Made Easy! Use Local Lenders.2018-09-18T00:51:06+00:00

Do You Pay $800 or More in Rent?

Anyone Who is Paying Rent Should Take A Minute And Read This!
Are you tired of living with the landlords rules?

More often than not people who rent rather than buy a home believe they have no other choice due to income, credit or money for a down payment.

In reality when you own a place of your own can be as simple as picking up your phone and asking how to get started.

People in general hate to be told no, and they never ask for help from a professional. A well known fact of life is that if you don’t ask you don’t get. Our team of Realtors offer a once a month FREE 6 hour class about the home buying process. There are several options available with low to no money down. The bottom line is it will cost you nothing but choosing one of our Team Members to spend a little time on the phone with and find out what options you may have that you are unaware of.

Some of our clients have gone from renting a room in someones home to buying a home and renting the empty rooms to others. Creating a lower cost of living as an owner instead of a renter. One of the most popular reasons people are thrilled to find themselves living where they can paint the walls whatever color they like. Pets by far in our experience is the biggest driving force to own instead of renting. When you pay rent look at it like you are contributing to the retirement fund of your landlord instead of yourself. Consider sitting in on one of our free home buyer classes.

Start investing in your future make home ownership your foundation.

The Moral of this story is Stop Paying Rent and become a Home Owner!

Calculate how much of a mortgage your rent payment equates to.

 

Do You Pay $800 or More in Rent?2018-09-18T00:48:38+00:00

757 Real Estate For Sale

Looking For A Home In The Coastal Virginia?
Our Team is here to help you, we cover the 757 area from the Virginia Bach Oceanfront to Suffolk

Get in touch with one of our Team Agents Today.

We are very strong with online marketing and you are reading this so that is pretty clear, however contrary to belief the sale or purchase of a home still today is more hands on or as they say a press the flesh business. Online sales have taken over brick and mortar stores and more and more people shop from home.

All to often do we encounter people who have wasted hours upon hours looking online at homes that appear to be for sale. Only to find out they have already been sold or may never be for sale, for example one popular site (however not popular with professionals) shows a long list of pre-foreclosure properties. What does that really mean to the average consumer, well it looks like many homes they might be interested in purchasing. In reality what it means is they are showing pictures of homes that are not and my never be for sale. This gets people’s hope up and has them spending many wasted hours on the computer. Let me simplify this a little. If you were pre-dead like me you are very much alive. If you were pre-pregnant well that means your not pregnant. Defining a pre-foreclosure properly would be a property Not For Sale.

Through a lifetime many large purchases are made, Cars, Furniture etc. These are important but a home is one you should consider getting professional help with.

We invite you to arrange a short meeting with one of our Team Agents and let us explain what really is available and how the process works. Years past parents would guide their children through the process as they have done it before. Over the last several years the real estate market has changed significantly to where if you have not been actively working through these changes you are at a huge disadvantage. Our team offers a once a month Free Home Buyer Class Ready to buy or your a parent that would like to be brought up to speed on the current way real estate is handled, all are welcome up to room capacity.

 

Please share this information with your friends and family.

Thank You,

Our team is here to assist you.

757 Real Estate For Sale2018-09-17T23:40:10+00:00

Military Relocation Professionals on Team.

Military Relocation Professionals

We are proud to announce that we are increasing the number of Realtors on the Choose A Home Team with Military Relocation Professional (MRP) status.
What does this mean to you? It means if you are in the military our well trained professional real estate agents have you covered!

Folks who haven’t yet met the Choose A Home Team of Realtors may not be aware of our reputation like our clients are.

Who Are We?

We are a group of top notch Realtors who continually set the bar higher for ourselves by staying abreast of regulations affecting the real estate industry and collectively increasing our knowledge and skills to best advise our valued clients.

Many of us have personal as well as professional ties to the military community. They are our friends, neighbors, and family members who live in Virginia Beach, Norfolk, Chesapeake, Suffolk and Portsmouth. The sacrifice asked of our amazing military service members and their families is huge so it made sense for us to do more ourselves to help as many of these special folks as possible.

In keeping with our SOP three members on The Choose A Home Team have pursued and become credentialed as Military Relocation Professionals (MRP) to better serve you! It’s simply another example of how we voluntarily work in our profession to stand apart by going above and beyond the status quo. Knowledge, competencies and relational abilities are prized tools we apply every day to better advise those we work for.

The awesome families of the armed forces have very different and time sensitive needs that require professional Realtors with the ability to meet all their unique needs. We share many of the same cultural beliefs for example, “Respect, Integrity, Objective-Oriented, Structure Standardization, Discipline, Loyalty, and Service Before Self”.

Service members’ sacrifices are tremendous and as their Realtors we realize the heavy demands routinely faced by this community. As Military Relocation Professionals, we are even more qualified now to understand, anticipate and provide sound advice, support and guidance with the goal of easing the burdens related to the challenges of rapid deployments, absent spouses, BRAC, DITY and PPM moves, PCS, VA Home Loan navigation, etc. By the way if you have questions about an upcoming move, check out www.move.mil which is the Department of Defense’s portal for PCS move planning.

We are glad to count so many veterans of our armed forces, both active duty and retired, and their dependents among our great circle of friends (aka Client-Families). Thank you for the privilege of serving you!

By ~ Susan Kent (aka Agent Kent)

Military Relocation Professionals on Team.2018-09-17T23:51:22+00:00

Coastal Virginia Beach Vacation

Vacation in Virginia Beach this summer in a family friendly vacation spot.

Virginia Beach is packed with oceanfront hotels along the huge concrete boardwalk with all kinds of Free Entertainment, Parks,Music, Movies for kids on the beach at night, Magic Shows and much more.

Not far from the resort area there are many other nearby things for every family member such as Charter Fishing, Jet Skiing, Paddle Boarding, Kayaking, Golfing choices including Top Golf, Indoor Skydiving, Para-sailing, as well as Dolphin Tours, Ocean Breeze Water Park, Go Carting, The Boardwalk Art Show, and many others – I am sure that I did not include anywhere near all of them.

Now, if by chance the busy boardwalk is not for your family, Virginia Beach has multiple Camp Ground Locations for the budget vacation. Of course a favorite is, for example, a Large Private Beach Home where multiple families can share the cost.

The Vacation Investor.

Some families who live within 200 miles of the beach and go this route, purchase one as a second home and block out the weeks they want for themselves and rent the remaining weeks to other families. This option makes a great investment for the future by having a low cost place for the family with other families paying your mortgage. If you think about it that is why so many are available for rent.

January is when reservations start rolling in for the summer, and some guests even reserve the same week for the following year before they go home. Make your reservations early – some places offer early bird discounts!

Have you thought about purchasing a Vacation Beach Home?

Get in touch with one of The Choose A Home Team Realtors today! We would love to meet with you and show you what is available that fits your needs. Some of our clients like small one or two bedroom condos where the cost is low, and let the family share it at different times during the summer. Splitting time depending on who has time off. Others, especially those from the DC, Maryland and Richmond area, often buy the larger beach properties at what we refer to in Virginia Beach as the North End (quiet and above the resort strip), Croatan (commonly referred to as the quiet family oriented Locals Beach), Chic’s Beach on the Chesapeake Bay, and for those that want to be away from it all, Sandbridge Beach.

Retiring in a few years? Why not buy a second or an investment home at the beach now?

Coastal Virginia Beach Vacation2018-09-17T22:26:53+00:00

How Are Those Knees Handling The Stairs?

Aging Knees Create an increasing Demand Of Single Story Homes
When Is The Right Time To Think About Logical Real Estate Choices?

Over the last several years we have seen an increased demand for single story homes, and first floor Master Bedrooms. Our aging population does not always like it but a bad knee or a hip problem are often a part of the aging process making a two story home a painful difficult place to recover from something like a hip or knee replacement. Stairs are not your friend, In a home you pay for the square foot the space they take and then assume the liability for people, kids and adults alike falling down them.

2 story homes are more of a builder budget idea than a love for design, Every home needs a piece of land to be built on and land costs money, Therefore a piece of property large enough for a 2500 square foot ranch with a 2 car garage will often be torn down and replaced with two 2100 square foot homes with a one car garage. Now as a consequence potential clients wanting to downsize fear selling the large 2 story home they love, and not being able to find a suitable replacement.

Create A Logical Plan That Makes Economic Sense.

Everyone does not fit in the same basket as there are many factors to consider such as health, both physical and financial, the size of the family and future needs. The world of real estate is not what it was in the past leaving the smartest of people unable to make the right choices simply because they don’t know what the choices are. Many wait to they are not able to physically make any changes and wind up in places they are not comfortable with. Don’t let this happen to you set up a time to discuss logical options you may have. Free information is will often help to avoid the costly consequences of the status quo.

How Are Those Knees Handling The Stairs?2018-09-17T14:05:59+00:00